Is Naga Dhunseri overvalued or undervalued?

As of 14 November 2025, the valuation grade for Naga Dhunseri has moved from very attractive to attractive, indicating a shift in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE ratio of 12.71, an EV to EBITDA of 9.96, and a Price to Book Value of 0.28, which suggest that the stock is trading at a significant discount compared to its intrinsic value.
In comparison to its peers, Naga Dhunseri's PE ratio is notably lower than Bajaj Finance's 34.62 and Life Insurance's 11.25, while its EV to EBITDA is also competitive against the industry average. Despite recent stock performance lagging behind the Sensex, particularly with a year-to-date return of -16.14% versus the Sensex's 9.58%, the long-term outlook remains positive with a 5-year return of 470.93%. This reinforces the notion that Naga Dhunseri is currently undervalued within the Non Banking Financial Company sector.