Is Nalin Lease Fin. overvalued or undervalued?

As of 7 November 2025, the valuation grade for Nalin Lease Fin. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued, especially when compared to its peers. Key ratios include a PE ratio of 9.28, an EV to EBIT of 6.82, and an EV to EBITDA of 6.59, all of which suggest that the stock is trading at a discount relative to its earnings and cash flows.
In comparison to its peers, Nalin Lease Fin. stands out with a PE ratio of 9.28, while Bajaj Finance is very expensive at 38.09, and Life Insurance is very attractive at 11.44. The PEG ratio for Nalin Lease Fin. is notably low at 0.00, further reinforcing its undervaluation relative to the market. Despite recent underperformance against the Sensex, with a year-to-date return of -33.04% compared to the Sensex's 6.50%, the company's strong valuation metrics suggest potential for recovery and growth moving forward.