Is NCL Res. & Finl. overvalued or undervalued?

Nov 13 2025 08:08 AM IST
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As of November 12, 2025, NCL Res. & Finl. is considered very attractive and undervalued, with a PE Ratio of 23.03, an EV to EBITDA of 16.87, and a PEG Ratio of 0.07, significantly lower than its peers, despite a year-to-date return of -32.50% compared to the Sensex's 8.10%.
As of 12 November 2025, the valuation grade for NCL Res. & Finl. has moved from attractive to very attractive, indicating a significant improvement in its valuation outlook. The company is currently assessed as undervalued. Key ratios include a PE Ratio of 23.03, an EV to EBITDA of 16.87, and a PEG Ratio of 0.07, which suggests that the stock is priced favorably relative to its growth potential.

In comparison to its peers, NCL Res. & Finl. stands out with a much lower PEG Ratio than Bajaj Finance, which has a PEG of 1.87, and Life Insurance, which has a PEG of 0.49. Additionally, the company's Price to Book Value of 0.51 is significantly lower than the industry average, reinforcing its undervalued status. Despite recent underperformance against the Sensex, with a year-to-date return of -32.50% compared to the Sensex's 8.10%, the valuation metrics suggest that NCL Res. & Finl. presents a compelling investment opportunity.
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Our weekly and monthly stock recommendations are here
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