Is NCL Res. & Finl. overvalued or undervalued?

Nov 16 2025 08:07 AM IST
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As of November 14, 2025, NCL Res. & Finl. is considered very attractive and undervalued, with a PE ratio of 23.03, a PEG ratio of 0.07, and strong long-term performance despite recent underperformance against the Sensex.
As of 14 November 2025, the valuation grade for NCL Res. & Finl. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE Ratio of 23.03, an EV to EBIT of 17.18, and an EV to EBITDA of 16.87, which suggest that the company is positioned favorably compared to its peers.

In comparison to notable competitors, NCL Res. & Finl. has a PE ratio significantly lower than Bajaj Finance at 34.62 and Life Insurance at 11.25, highlighting its relative affordability. Additionally, its PEG ratio of 0.07 is much more attractive than Bajaj Finserv's 2.47, reinforcing the undervaluation narrative. Despite recent underperformance against the Sensex over the past year, where NCL experienced a -29.87% return compared to the Sensex's 9.00%, the long-term outlook remains promising given its substantial 5-year return of 881.82%.
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Our weekly and monthly stock recommendations are here
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