Is Nisus Finance overvalued or undervalued?

As of 13 November 2025, the valuation grade for Nisus Finance has moved from expensive to very expensive, indicating a significant shift in its perceived market value. The company is currently considered overvalued. Key ratios include a PE Ratio of 26.58, an EV to EBITDA of 18.79, and a ROE of 20.05%. When compared to peers, Bajaj Finance has a higher PE Ratio of 34.18, while Life Insurance stands out with a much lower PE Ratio of 11.18, highlighting the disparity in valuation within the industry. Additionally, Nisus Finance's recent stock performance has outpaced the Sensex over the past week and month, with returns of 6.17% and 5.38% respectively, but it has underperformed year-to-date with a decline of 23.43% compared to the Sensex's gain of 8.11%.