Is NPR Finance overvalued or undervalued?

As of 12 November 2025, the valuation grade for NPR Finance has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 39.79, an EV to EBIT of 20.45, and a Price to Book Value of 0.41, which indicates a significant discount relative to its book value.
In comparison to its peers, NPR Finance's PE Ratio is higher than Bajaj Finance, which stands at 34.41, but lower than Life Insurance, which has a PE of 11.14. The EV to EBITDA ratio of NPR Finance is on par with its own EV to EBIT ratio at 20.45, suggesting consistent valuation metrics. Notably, NPR Finance has outperformed the Sensex over the past three years with a return of 118.58% compared to the Sensex's 36.69%, reinforcing its fair valuation status.