Is Octal Credit Cap overvalued or undervalued?

As of 4 September 2025, the valuation grade for Octal Credit Cap has moved from attractive to very attractive. The company is currently considered undervalued, particularly given its PE ratio of -11.40, a Price to Book Value of 0.57, and an EV to EBIT of 11.39. These metrics indicate that the stock is trading at a significant discount compared to its intrinsic value.
In comparison to its peers, Octal Credit Cap's valuation stands out, especially against Bajaj Finance, which has a PE ratio of 33.36, and Bajaj Finserv, with a PE ratio of 33.62. This stark contrast underscores Octal's undervaluation in the current market. Additionally, while the company has faced a YTD return of -41.46%, it has still outperformed the Sensex over the past week and month, suggesting potential recovery and growth opportunities ahead.