Is Octal Credit Cap overvalued or undervalued?

As of 27 October 2025, the valuation grade for Octal Credit Cap has moved from attractive to very attractive. The company is currently considered undervalued, particularly given its negative PE ratio of -38.42 and an EV to EBITDA of -5.03. Additionally, the price to book value stands at 0.49, indicating that the market is valuing the company's assets significantly lower than their book value.
In comparison to peers, Octal Credit Cap's valuation metrics starkly contrast with Bajaj Finance, which has a PE ratio of 38.72, and Life Insurance, with a PE ratio of 11.65. These comparisons highlight the potential undervaluation of Octal Credit Cap within its industry. Despite recent stock performance trailing the Sensex, particularly with a year-to-date return of -40.82% compared to the Sensex's 8.50%, the company's strong ROE of 15.80% suggests underlying value that may not be reflected in its current stock price.