Is Octal Credit Cap overvalued or undervalued?

As of 31 October 2025, the valuation grade for Octal Credit Cap has moved from attractive to very attractive. Based on the analysis, the company appears to be undervalued. The key ratios indicate significant discrepancies, with a PE ratio of -37.64, an EV to EBIT of -5.26, and a Price to Book Value of 0.48.
In comparison to its peers, Octal Credit Cap's valuation metrics stand out, particularly when juxtaposed with Bajaj Finance's PE ratio of 37.23 and Bajaj Finserv's PE ratio of 35.03, both categorized as very expensive. Additionally, while Octal Credit Cap has a PEG ratio of 0.00, Life Insurance, another peer, has a PEG of 0.71, highlighting the relative undervaluation of Octal. Despite recent stock performance showing a decline of 42.03% year-to-date compared to a 7.42% increase in the Sensex, the underlying valuation suggests a compelling opportunity for investors.