Is Octal Credit Cap overvalued or undervalued?

As of 31 October 2025, the valuation grade for Octal Credit Cap has moved from attractive to very attractive. The company is currently assessed as undervalued. Key ratios include a PE ratio of -37.64, an EV to EBITDA of -5.26, and a Price to Book Value of 0.48, indicating significant undervaluation relative to its earnings and assets.
In comparison to its peers, Octal Credit Cap's PE ratio is markedly lower than Bajaj Finance, which stands at 37.23, and Life Insurance, which has a PE of 11.62. Despite the negative capital employed reflected in its ROCE, the company's ROE of 15.80% suggests effective management of equity. Additionally, while Octal Credit Cap has experienced a decline in stock performance year-to-date (-42.03%), it has outperformed the Sensex over the past five years with a return of 381.45%.