Is Octal Credit Cap overvalued or undervalued?

As of 31 October 2025, the valuation grade for Octal Credit Cap has moved from attractive to very attractive. The company appears to be undervalued, indicated by a PE ratio of -37.64, an EV to EBITDA of -5.26, and a Price to Book Value of 0.48. These figures suggest significant discrepancies in valuation compared to its peers, particularly when contrasted with Bajaj Finance, which has a PE ratio of 37.23, and Life Insurance, with a PE of 11.62.
In the context of peer comparison, Octal Credit Cap's negative ratios highlight its unique position in the market, especially against companies like Bajaj Finserv, which is considered expensive with a PE of 35.03. Despite recent stock performance showing a decline of 42.03% year-to-date, the long-term perspective is bolstered by a remarkable 381.45% return over the past five years, reinforcing the notion that the company is currently undervalued in the market.