Is Odyssey Corpn. overvalued or undervalued?

As of 31 October 2025, Odyssey Corpn. has moved from a valuation grade of very expensive to expensive. The company is currently considered overvalued based on its financial metrics. Key ratios include a PE ratio of 28.48, an EV to EBIT of -17.64, and an EV to EBITDA of -21.35, which indicate significant concerns about profitability and valuation relative to earnings.
In comparison to its peers, Odyssey's PE ratio is lower than Bajaj Finance's 37.23 but higher than Life Insurance's 11.62, which is categorized as very attractive. Additionally, its EV to EBITDA ratio is considerably worse than Bajaj Finserv's 13.03, suggesting that Odyssey is not performing well in terms of operational efficiency. The company's stock has underperformed significantly against the Sensex, with a year-to-date return of -78.54% compared to the Sensex's 7.42%, reinforcing the notion that Odyssey Corpn. is overvalued in the current market context.