Is Ohio Valley Banc Corp. overvalued or undervalued?

As of 25 April 2025, the valuation grade for Ohio Valley Banc Corp. has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a P/E ratio of 13, a Price to Book Value of 1.08, and an EV to EBIT of 5.74.
In comparison to its peers, Ohio Valley Banc Corp. has a P/E ratio that is higher than Hawthorn Bancshares, Inc. at 10.89 but lower than Hanover Bancorp, Inc. at 15.85. The PEG ratio of 1.22 suggests that the stock is reasonably priced relative to its growth expectations. Notably, while the company's stock has underperformed the S&P 500 in the short term, it has shown a strong one-year return of 38.07%, indicating potential resilience in the long term.