Is One 97 overvalued or undervalued?

As of 19 September 2025, the valuation grade for One 97 has moved from very expensive to risky, indicating a significant shift in its perceived value. The company appears to be overvalued based on its current metrics, with a PE ratio of -152.43, an EV to EBITDA of -96.39, and a ROE of -9.78%. These ratios suggest that the company is struggling to generate profits relative to its valuation.
In comparison to its peers, One 97's valuation stands out unfavorably. For instance, Bajaj Finance has a PE ratio of 35.51, while Life Insurance boasts a more attractive PE of 11.64. This stark contrast highlights the challenges One 97 faces within the financial technology sector. Additionally, despite a strong year-to-date return of 15.69% compared to the Sensex's 5.74%, the company's overall financial health and valuation metrics suggest it is not a compelling investment at this time.