Is One Mobikwik overvalued or undervalued?

As of 17 October 2025, the valuation grade for One Mobikwik has moved from risky to very expensive, indicating a significant deterioration in its valuation outlook. The company is currently assessed as overvalued. Key ratios reveal a PE ratio of -17.19, an EV to EBITDA of -13.92, and a ROE of -20.27%, all of which highlight the company's financial struggles and lack of profitability.
In comparison to peers, One Mobikwik's valuation metrics are starkly unfavorable. For instance, Bajaj Finance has a PE ratio of 38.21, while Life Insurance boasts a PE of 11.49, both indicating a more favorable valuation environment. The negative capital employed and the PEG ratio of 0.00 further underscore the challenges faced by One Mobikwik. Additionally, the company's stock has underperformed significantly against the Sensex, with a year-to-date return of -54.43% compared to the Sensex's 7.44%, reinforcing the notion that the stock is overvalued relative to its peers and market performance.