Is Ontic Finserve overvalued or undervalued?

Oct 20 2025 08:09 AM IST
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As of October 17, 2025, Ontic Finserve is considered overvalued with a valuation grade of expensive, reflected by a PE Ratio of 8.41, which is significantly lower than its peers, despite a strong year-to-date return of 159.09%.
As of 17 October 2025, the valuation grade for Ontic Finserve has moved from very expensive to expensive, indicating a shift in its perceived value. The company is currently considered overvalued. Key ratios include a PE Ratio of 8.41, an EV to EBIT of 6.83, and a PEG Ratio of 0.05, which suggests that while the company has strong earnings potential, its current price does not reflect this adequately.

In comparison to its peers, Ontic Finserve's PE Ratio of 8.41 is significantly lower than that of Bajaj Finance at 38.21 and Bajaj Finserv at 34.94, both classified as very expensive. Additionally, while Life Insurance is rated very attractive with a PE Ratio of 11.49, Ontic Finserve's valuation appears stretched given its performance metrics. Notably, Ontic Finserve has outperformed the Sensex year-to-date with a return of 159.09% compared to the Sensex's 7.44%, yet this strong performance does not justify its current valuation.
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