Is Optimus Finance overvalued or undervalued?
As of September 5, 2025, Optimus Finance is considered expensive and overvalued with a PE ratio of 31.80, an EV to EBITDA of 13.50, and a ROE of 10.16%, despite a strong 110.60% return over the past year, outperforming the Sensex's decline of 1.81%.
As of 5 September 2025, the valuation grade for Optimus Finance has moved from very expensive to expensive, indicating a slight improvement in its valuation perception. The company is currently considered overvalued. Key ratios include a PE ratio of 31.80, an EV to EBITDA of 13.50, and a ROE of 10.16%. In comparison to its peers, Bajaj Finance has a higher PE ratio of 33.5, while Life Insurance stands out with a much lower PE ratio of 11.39, highlighting the relative overvaluation of Optimus Finance. Additionally, the stock has shown strong performance over the past year with a return of 110.60%, significantly outpacing the Sensex's decline of 1.81%.
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