Is Optimus Finance overvalued or undervalued?

Sep 24 2025 08:02 AM IST
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As of September 23, 2025, Optimus Finance is fairly valued with a PE ratio of 27.05 and strong long-term growth potential, despite a recent decline in stock performance.
As of 23 September 2025, the valuation grade for Optimus Finance has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 27.05, an EV to EBITDA of 11.58, and a ROCE of 18.34%.

When compared to peers, Optimus Finance's valuation stands out against Bajaj Finance, which is very expensive with a PE ratio of 36.62, and Life Insurance, which is very attractive with a PE ratio of 11.66. Despite recent stock performance showing a decline of 15.32% over the past month compared to a 0.98% increase in the Sensex, the long-term perspective remains strong with a 5-year return of 757.14%, indicating robust growth potential.
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