Is Optimus Finance overvalued or undervalued?

Oct 15 2025 08:03 AM IST
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As of October 14, 2025, Optimus Finance is considered overvalued with a PE ratio of 22.16 and a year-to-date decline of 29.80%, contrasting with the Sensex's gain of 4.98%.
As of 14 October 2025, the valuation grade for Optimus Finance has moved from fair to expensive. The company is currently assessed as overvalued. Key ratios include a PE ratio of 22.16, an EV to EBITDA of 9.61, and a ROCE of 18.34%.

In comparison to its peers, Bajaj Finance has a significantly higher PE ratio of 36.37, while Life Insurance offers a more attractive valuation with a PE of 11.7. The recent performance of Optimus Finance shows a decline of 29.80% year-to-date, contrasting sharply with the Sensex's gain of 4.98% in the same period, further supporting the conclusion that the stock is overvalued.
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