Is Orange County Bancorp, Inc. overvalued or undervalued?

As of 8 September 2025, the valuation grade for Orange County Bancorp, Inc. moved from expensive to fair, indicating a more favorable assessment of its stock. The company appears fairly valued based on its current metrics, with a P/E ratio of 12, a Price to Book Value of 1.59, and an EV to EBITDA ratio of 5.81.
In comparison to its peers, Orange County Bancorp's P/E ratio is slightly higher than Bridgewater Bancshares, Inc. at 11.97 and lower than RBB Bancorp at 14.93, suggesting it is positioned competitively within the regional banks sector. Notably, the company's ROCE stands at an impressive 40.39%, which reflects strong operational efficiency. Although recent stock return data is not available, the valuation metrics suggest that Orange County Bancorp is well-positioned relative to the broader market.