Is Origin Bancorp, Inc. overvalued or undervalued?

As of 30 June 2025, the valuation grade for Origin Bancorp, Inc. moved from expensive to fair. The company appears fairly valued based on its current metrics. Key valuation ratios include a P/E ratio of 14, a Price to Book Value of 0.91, and an EV to EBITDA of 6.52.
In comparison to its peers, Customers Bancorp, Inc. has a P/E of 11.99, while Berkshire Hills Bancorp, Inc. has a lower P/E of 10.31, indicating that Origin Bancorp is positioned competitively within its industry. Over the past year, Origin Bancorp has returned 10.73%, which is significantly lower than the S&P 500's return of 17.14%, suggesting that while the stock is fairly valued, it may lag behind broader market performance.