Is P. H. Capital overvalued or undervalued?
As of November 14, 2025, P. H. Capital is considered very expensive and overvalued with a PE ratio of 36.58, significantly higher than its peers, and has underperformed the Sensex with a return of -13.13%.
As of 14 November 2025, the valuation grade for P. H. Capital has moved from attractive to very expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued. Key ratios include a PE ratio of 36.58, an EV to EBIT of 8.05, and a ROE of 2.42%. In comparison to its peers, P. H. Capital's PE ratio is higher than Bajaj Finance at 34.62 and significantly higher than Life Insurance, which boasts a PE of 11.25. This suggests that P. H. Capital is trading at a premium relative to its peers, despite its lower return metrics. Additionally, the company's stock has underperformed against the Sensex in the past year, with a return of -13.13% compared to the Sensex's 9.00%, further reinforcing the notion of overvaluation.
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