Is Pan India Corpor overvalued or undervalued?

As of 19 September 2025, the valuation grade for Pan India Corpor has moved from very expensive to risky, indicating a significant shift in its perceived value. The company is currently considered undervalued, particularly in light of its negative PE ratio of -12.79 and EV to EBIT of -12.55, which suggest that the market may be pricing in excessive pessimism. Additionally, the ROCE and ROE figures are notably low at -45.34% and -44.76%, respectively, further underscoring the company's struggles.
In comparison to its peers, Pan India Corpor's valuation metrics starkly contrast with those of Bajaj Finance, which has a PE ratio of 35.51, and Life Insurance, which boasts a PE of 11.64. This disparity highlights the potential for recovery and growth within Pan India Corpor, especially given its recent stock performance, which has outpaced the Sensex in the short term, with a 1-week return of 1.72% compared to the Sensex's 0.88%. Overall, while the company faces challenges, its current valuation may present an opportunity for investors looking for undervalued assets in the NBFC sector.