Is Pasupati Fincap overvalued or undervalued?

As of 12 September 2025, the valuation grade for Pasupati Fincap has moved from risky to very attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued, particularly given its headline ratios, which include a PE ratio of -12.83, an EV to EBIT of -12.83, and a PEG ratio of 0.00. These negative ratios suggest that the company is trading at a substantial discount compared to its earnings potential.
In comparison with peers, Pasupati Fincap stands out against Bajaj Finance, which has a PE ratio of 35.82, and Life Insurance, with a PE ratio of 11.36. This stark contrast highlights Pasupati's undervaluation relative to the market. Additionally, the company has demonstrated strong stock performance over the past year, with a return of 177.72%, significantly outpacing the Sensex's return of -1.28%. This performance further reinforces the argument that Pasupati Fincap is undervalued in the current market landscape.