Is Pasupati Fincap overvalued or undervalued?

As of 19 September 2025, the valuation grade for Pasupati Fincap has moved from very attractive to risky, indicating a significant deterioration in its financial outlook. The company appears to be overvalued given its negative PE ratio of -12.86, negative price to book value of -12.86, and a PEG ratio of 0.00. These metrics suggest that the company is not generating positive earnings, which is a troubling sign for investors.
In comparison to its peers, Pasupati Fincap's valuation stands out unfavorably. For instance, Bajaj Finance is categorized as very expensive with a PE ratio of 35.51, while Life Insurance is very attractive with a PE ratio of 11.64. The stark contrast with these peers highlights the challenges Pasupati Fincap faces in the current market environment. Additionally, while the company's stock has shown impressive returns over the past year at 152.63%, it has significantly underperformed the Sensex, which returned -0.67% during the same period, reinforcing the notion that the stock may be overvalued.