Is Pasupati Fincap overvalued or undervalued?

As of 19 September 2025, the valuation grade for Pasupati Fincap has moved from very attractive to risky, indicating a significant shift in its perceived value. The company is currently overvalued, as evidenced by its negative PE ratio of -12.86, negative Price to Book Value of -12.86, and negative EV to EBIT of -12.86. These ratios highlight the company's struggles and lack of profitability, which are concerning for investors.
In comparison to its peers, Pasupati Fincap's valuation stands out unfavorably against companies like Bajaj Finance, which has a PE ratio of 35.51, and Life Insurance, with a PE ratio of 11.64. The stark contrast in these ratios suggests that Pasupati Fincap is not only underperforming but also carries a higher risk profile. Despite a remarkable 1-year stock return of 152.63%, the overall financial metrics indicate that the company is not in a stable position, reinforcing the conclusion that it is overvalued in the current market environment.