Is Pathfinder Bancorp, Inc. overvalued or undervalued?

Jun 25 2025 08:40 AM IST
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As of October 10, 2023, Pathfinder Bancorp, Inc. is considered an attractive investment due to its undervalued status, with a price-to-earnings ratio of 10.5 and a price-to-book ratio of 1.2, outperforming peers like Community Bank System and First Commonwealth Financial Corporation.
As of 10 October 2023, Pathfinder Bancorp, Inc. has moved from fair to attractive based on the latest analysis. The company is currently undervalued, with a price-to-earnings ratio of 10.5, a price-to-book ratio of 1.2, and a return on equity of 12%. In comparison, its peers, such as Community Bank System with a price-to-earnings ratio of 15.2 and First Commonwealth Financial Corporation with a price-to-book ratio of 1.5, highlight Pathfinder's relative attractiveness in the market.

Additionally, Pathfinder's recent stock performance has outpaced the Sensex, reinforcing the notion that it is undervalued compared to its peers. This combination of favorable ratios and peer comparisons supports the conclusion that Pathfinder Bancorp, Inc. presents a compelling investment opportunity at its current valuation.
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