Is Paymentus Holdings, Inc. overvalued or undervalued?

As of 8 August 2025, the valuation grade for Paymentus Holdings, Inc. has moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued at this time. Key valuation ratios include a P/E ratio of 90, an EV to EBITDA of 47.50, and a Price to Book Value of 9.12, which suggest that the stock is trading at a premium compared to its earnings and book value.
In comparison to its peers, Paymentus Holdings has a higher P/E ratio than Stagwell, Inc. at 55.57 and Viad Corp. which has a negative P/E. This indicates that while Paymentus is fairly valued, it is still priced higher than some of its riskier competitors. Notably, the company has outperformed the S&P 500 over the past year with a return of 60.97% compared to the index's 17.14%, reinforcing its strong performance despite the current valuation assessment.