Is Penns Woods Bancorp, Inc. overvalued or undervalued?

As of 25 April 2025, the valuation grade for Penns Woods Bancorp, Inc. has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently undervalued, with a P/E ratio of 11, a Price to Book Value of 1.13, and a PEG Ratio of 0.29, which suggests that it is trading at a lower price relative to its growth potential compared to its peers.
In comparison to its peers, Penns Woods Bancorp, Inc. shows a more favorable valuation with a P/E ratio of 10.14, while Community West Bancshares is deemed very expensive at a P/E of 27.24, and Colony Bankcorp, Inc. is very attractive with a P/E of 10.42. Additionally, the company's dividend yield stands at 3.41%, and its ROE is 10.73%, further supporting the notion of being undervalued. Notably, the stock has outperformed the S&P 500 over the past year, with a return of 48.87% compared to the index's 10.26%, reinforcing its attractive valuation.