Is PennyMac Financial Services, Inc. overvalued or undervalued?

As of 31 October 2025, the valuation grade for PennyMac Financial Services, Inc. moved from attractive to very attractive, indicating a strong improvement in its valuation outlook. The company appears undervalued, supported by a P/E ratio of 14, a Price to Book Value of 1.27, and an EV to EBITDA ratio of 3.22. In comparison, Mr. Cooper Group, Inc. has a significantly higher P/E ratio of 29.22, while Blue Owl Capital Corp. shows a lower P/E of 10.91, highlighting the relative attractiveness of PennyMac.
Despite the absence of recent stock return data, the overall valuation metrics suggest that PennyMac Financial Services, Inc. is positioned favorably compared to its peers in the finance industry, reinforcing the conclusion of being undervalued.