Is Peoples Financial Services Corp. overvalued or undervalued?
As of September 5, 2025, Peoples Financial Services Corp. is considered very attractive due to its undervalued status, with a P/E ratio of 14, a Price to Book Value of 1.01, an EV to EBITDA ratio of 12.14, a dividend yield of 3.98%, and an ROE of 7.42%, making it appealing compared to peers like Mid Penn Bancorp and Guaranty Bancshares.
As of 5 September 2025, the valuation grade for Peoples Financial Services Corp. moved from fair to very attractive, indicating a significant improvement in its perceived value. The company appears undervalued, supported by a P/E ratio of 14, a Price to Book Value of 1.01, and an EV to EBITDA ratio of 12.14. In comparison to peers, Mid Penn Bancorp, Inc. has a P/E ratio of 12.76, while Guaranty Bancshares, Inc. has a notably higher P/E of 18.33, emphasizing the relative attractiveness of Peoples Financial Services Corp. Although specific return data is not available, the overall valuation metrics suggest that the stock is positioned favorably compared to the broader market. The company's dividend yield of 3.98% and ROE of 7.42% further reinforce its appeal for investors seeking value in the regional banking sector.
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