Is Pioneer Invest overvalued or undervalued?

As of 29 August 2025, Pioneer Invest's valuation grade has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued, especially when compared to its peers. Key ratios include a PE Ratio of 10.37, an EV to EBITDA of 14.63, and a PEG Ratio of 0.62, all of which suggest that the stock is trading at a discount relative to its earnings growth potential.
In comparison to its peers, Pioneer Invest's PE Ratio is notably lower than Bajaj Finance's 31.3 and Bajaj Finserv's 32.09, both of which are categorized as very expensive. Additionally, Life Insurance, which is very attractive, has a PE Ratio of 11.08, still higher than Pioneer Invest. The company's recent stock performance has been mixed, with a year-to-date return of -18.48%, contrasting with a 2.14% gain in the Sensex, yet its long-term performance over three and five years shows substantial outperformance relative to the index.