Is PNB Gilts overvalued or undervalued?

Oct 21 2025 08:05 AM IST
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As of October 20, 2025, PNB Gilts is considered undervalued with an attractive valuation grade, featuring a PE ratio of 9.35, a Price to Book Value of 1.07, and an EV to EBITDA of 15.45, despite a year-to-date return of -15.02% compared to the Sensex's 7.97%.
As of 20 October 2025, the valuation grade for PNB Gilts has moved from very attractive to attractive. The company is currently considered undervalued. Key ratios include a PE ratio of 9.35, a Price to Book Value of 1.07, and an EV to EBITDA of 15.45. In comparison to peers, Bajaj Finance is classified as very expensive with a PE ratio of 38.6, while Life Insurance is very attractive with a PE of 11.57.

Despite recent stock performance lagging behind the Sensex, with a year-to-date return of -15.02% compared to the Sensex's 7.97%, PNB Gilts still presents a compelling investment opportunity given its attractive valuation metrics relative to its peers.
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Our weekly and monthly stock recommendations are here
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