Is PNB Housing overvalued or undervalued?

As of 7 November 2025, the valuation grade for PNB Housing has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued. Key ratios include a PE Ratio of 10.89, an EV to EBITDA of 7.66, and a PEG Ratio of 0.40, which suggest that the stock is reasonably priced relative to its earnings growth potential.
In comparison to its peers, PNB Housing's PE Ratio is significantly lower than HUDCO's 16.55 and LIC Housing Finance's 5.69, which are categorized as very expensive and very attractive, respectively. Additionally, PNB Housing's EV to EBITDA ratio of 7.66 is more competitive than Sammaan Capital's 8.17, which is considered expensive. Notably, PNB Housing's recent stock performance has lagged behind the Sensex over the past year, with a return of -7.32% compared to the Sensex's 4.62%, reinforcing the notion that the stock may be undervalued in the current market environment.