Is Princeton Bancorp, Inc. overvalued or undervalued?

As of 19 September 2025, the valuation grade for Princeton Bancorp, Inc. moved from fair to expensive. This indicates that the company is currently overvalued. Key valuation ratios include a P/E ratio of 12, a Price to Book Value of 0.82, and an EV to EBITDA of 6.98. In comparison, Bank7 Corp. has a P/E of 10.50, while Bankwell Financial Group, Inc. shows a higher P/E of 17.22, highlighting that Princeton Bancorp is priced higher relative to some peers.
Additionally, the company's recent stock performance has been underwhelming, with a year-to-date return of -7.32%, significantly lagging behind the S&P 500's return of 13.31% in the same period. This trend reinforces the notion that the stock may not be a favorable investment at its current valuation.