Is PTC India Fin overvalued or undervalued?

Jul 19 2025 08:01 AM IST
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As of July 18, 2025, PTC India Fin is considered undervalued with attractive valuation metrics, including a PE ratio of 12.25 and an EV to EBITDA of 7.33, despite a 20.43% decline in stock performance over the past year, indicating potential for recovery in the Non-Banking Financial Company sector.
As of 18 July 2025, PTC India Fin has moved from a fair to attractive valuation grade. The company is currently considered undervalued, with a PE ratio of 12.25, an EV to EBITDA of 7.33, and a PEG ratio of 0.35. In comparison to its peers, Life Insurance has a PE of 12.08 and an EV to EBITDA of 9.48, while Bajaj Finance is significantly more expensive with a PE of 35.18 and an EV to EBITDA of 19.57.

Despite recent stock performance showing a decline of 20.43% over the past year compared to a modest 0.51% gain in the Sensex, PTC India Fin's attractive valuation metrics suggest potential for recovery. With a Price to Book Value of 0.97 and a ROCE of 13.21%, the company presents a compelling investment opportunity within the Non-Banking Financial Company sector.
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