Is PTC India Fin overvalued or undervalued?
As of October 6, 2025, PTC India Fin is considered undervalued with a PE ratio of 7.36 and an attractive valuation grade, contrasting sharply with peers like Bajaj Finance at 36.03, indicating potential for recovery despite a recent underperformance of -25.19% compared to the Sensex.
As of 6 October 2025, PTC India Fin's valuation grade has moved from expensive to attractive, indicating a shift in perception regarding its market value. The company is currently assessed as undervalued. Key financial ratios include a PE ratio of 7.36, an EV to EBIT of 6.11, and a PEG ratio of 0.09, all suggesting that the stock is trading at a significant discount relative to its earnings growth potential.In comparison to its peers, PTC India Fin's PE ratio stands in stark contrast to Bajaj Finance, which is very expensive at 36.03, and Life Insurance, which is very attractive at 11.78. This peer comparison reinforces the notion that PTC India Fin is undervalued within its industry. Additionally, while the stock has underperformed the Sensex over the past year with a return of -25.19% compared to the Sensex's 0.12%, its strong ratios and recent grade change suggest a potential for recovery and growth moving forward.
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