Is QCR Holdings, Inc. overvalued or undervalued?

As of 30 June 2025, the valuation grade for QCR Holdings, Inc. has moved from expensive to fair, indicating a more favorable assessment of its market position. Based on the current valuation metrics, the company appears to be fairly valued. The P/E ratio stands at 10, which is significantly lower than the peer average of 11.63, while the EV to EBITDA ratio is 8.33, suggesting a reasonable valuation compared to its peers.
In comparison to its industry, QCR Holdings, Inc. has a Price to Book Value of 1.11 and an EV to Capital Employed of 1.12, both of which align closely with the valuation metrics of peers like Inter & Co., Inc. with a P/E of 18.88 and NBT Bancorp, Inc. with a P/E of 17.42. Notably, QCR Holdings has outperformed the S&P 500 over the 5-year period with a return of 176.71% compared to the index's 96.61%, highlighting its strong long-term performance despite a year-to-date decline.