Is Rajkot Inv.Trust overvalued or undervalued?

As of 10 November 2025, the valuation grade for Rajkot Inv.Trust has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued based on its financial metrics. Key ratios include a PE Ratio of 22.85, a Price to Book Value of 0.87, and a PEG Ratio of 1.14, which suggest that the stock is trading at a reasonable valuation compared to its earnings growth potential.
In comparison to peers, Rajkot Inv.Trust's PE Ratio of 22.85 is significantly lower than Bajaj Finance's 38.76, which is categorized as very expensive, and Life Insurance's attractive PE of 11.14. The EV to EBITDA ratio for Rajkot is notably negative at -21.59, reflecting potential concerns about profitability, yet it remains competitive within the sector. Despite recent underperformance relative to the Sensex, with a year-to-date return of -35.53% compared to the Sensex's 6.91%, the overall valuation suggests that Rajkot Inv.Trust presents a buying opportunity for investors looking for value in the NBFC space.