Is Real Touch Fin overvalued or undervalued?

As of 4 July 2025, the valuation grade for Real Touch Fin has moved from very attractive to attractive, indicating a shift in perception. The company is currently considered fairly valued. Key ratios include a PE Ratio of 14.32, an EV to EBITDA of 11.42, and a PEG Ratio of 0.19, which suggests strong growth potential relative to its price.
In comparison to its peers, Real Touch Fin's PE Ratio is higher than Life Insurance's 12.32 but significantly lower than Bajaj Finance's 34.56, which is categorized as very expensive. The EV to EBITDA ratio of 11.42 also positions it more favorably than Bajaj Finserv's 13.39. Despite recent underperformance with a year-to-date return of -36.97% compared to the Sensex's 6.77%, the company's solid ratios indicate that it is fairly valued within its industry context.