Is Real Touch Fin overvalued or undervalued?

As of 7 November 2025, the valuation grade for Real Touch Fin has moved from attractive to fair. The company appears to be fairly valued based on its current metrics. Key ratios include a PE ratio of 13.31, an EV to EBITDA of 10.81, and a PEG ratio of 0.17, indicating potential growth relative to its price.
In comparison to peers, Real Touch Fin's PE ratio is significantly lower than Bajaj Finance, which stands at 38.09, and higher than Life Insurance, which has a PE of 11.44. This suggests that while Real Touch Fin is not undervalued, it is positioned reasonably against its peers in the Non-Banking Financial Company sector. Additionally, the company's stock has underperformed compared to the Sensex year-to-date, with a return of -37.58% versus the Sensex's 6.50%.