Is Real Touch Fin overvalued or undervalued?

As of 7 November 2025, the valuation grade for Real Touch Fin has moved from attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 13.31, an EV to EBITDA of 10.81, and a PEG ratio of 0.17, which indicates strong growth potential relative to its price.
In comparison to peers, Real Touch Fin's valuation metrics are more favorable than Bajaj Finance, which has a PE ratio of 38.09 and is considered very expensive, while Life Insurance is rated very attractive with a PE of 11.44. Despite the recent performance where Real Touch Fin has underperformed the Sensex year-to-date with a decline of 37.58% compared to the Sensex's gain of 6.50%, its current valuation suggests it is positioned fairly within its industry.