Is Regency Fincorp overvalued or undervalued?

Nov 02 2025 08:06 AM IST
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As of October 31, 2025, Regency Fincorp is considered overvalued with a PE Ratio of 29.64, significantly higher than its peers, and despite a strong long-term performance, it has seen a year-to-date decline of 1.6% compared to the Sensex's 7.42% gain.
As of 31 October 2025, the valuation grade for Regency Fincorp has moved from fair to expensive, indicating a shift in its perceived value. The company is currently considered overvalued. Key ratios include a PE Ratio of 29.64, an EV to EBITDA of 18.28, and a ROE of 9.65%.

In comparison with peers, Regency Fincorp's PE Ratio is significantly higher than that of Life Insurance, which stands at 11.62, and also higher than I R F C, which has a PE Ratio of 23.57. This suggests that Regency Fincorp is trading at a premium relative to its peers in the Non-Banking Financial Company sector. Additionally, while Regency Fincorp has outperformed the Sensex over the long term, with a 3-year return of 486.46% compared to the Sensex's 38.18%, the recent performance shows a decline of 1.6% year-to-date against the Sensex's 7.42%.
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