Is Regional Management Corp. overvalued or undervalued?

Nov 02 2025 11:10 AM IST
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As of October 31, 2025, Regional Management Corp. is considered an attractive investment due to its undervalued metrics, including a P/E ratio of 12 and a one-year return of 37.01%, despite a recent decline in stock performance.
As of 31 October 2025, the valuation grade for Regional Management Corp. moved from fair to attractive, indicating a positive shift in its perceived value. The company appears undervalued, supported by a P/E ratio of 12, a Price to Book Value of 1.08, and an EV to EBITDA of 0.73. In comparison, World Acceptance Corp. has a P/E of 11.48, while Velocity Financial, Inc. boasts a very attractive valuation with a P/E of 9.22.

Despite a recent decline in the stock's performance over the past week, where it returned -3.88% compared to the S&P 500's 0.71%, the one-year return of 37.01% significantly outpaces the S&P 500's 19.89%, reinforcing the attractiveness of the stock. Overall, these metrics suggest that Regional Management Corp. is positioned favorably in its industry.
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