Is Repco Home Fin overvalued or undervalued?

As of 10 November 2025, Repco Home Fin's valuation grade has moved from fair to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued, particularly in comparison to its peers. Key ratios include a PE ratio of 5.77, a Price to Book Value of 0.78, and an EV to EBITDA of 8.71, all of which suggest that the stock is trading at a discount relative to its earnings and assets.
In the peer comparison, Repco Home Fin stands out against HUDCO, which is classified as very expensive with a PE ratio of 16.8, and LIC Housing Fin, also very attractive with a PE ratio of 5.68. This positions Repco favorably within the housing finance sector, where many competitors are trading at significantly higher valuations. Despite a recent decline in stock performance relative to the Sensex over the past year, the long-term returns of 82.68% over three years highlight the company's potential for growth, reinforcing its undervalued status in the current market.