Is S P Capital Fin. overvalued or undervalued?

Jun 22 2025 08:00 AM IST
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As of June 20, 2025, S P Capital Fin. is fairly valued with a PE ratio of 27.24 and a favorable PEG ratio of 0.48, despite a year-to-date return of -32.34%, indicating it is reasonably priced compared to peers like Bajaj Finance and Life Insurance.
As of 20 June 2025, the valuation grade for S P Capital Fin. has moved from expensive to fair, indicating a reassessment of its market position. The company is currently fairly valued based on its financial metrics, with a PE ratio of 27.24, an EV to EBITDA of 29.27, and a PEG ratio of 0.48. These ratios suggest that the stock is priced reasonably in relation to its earnings growth potential.

When compared to peers, S P Capital Fin. stands out with a more favorable PEG ratio than Bajaj Finance, which is rated as very expensive with a PEG of 2.3, and Life Insurance, which has a PE of 12.26. Despite recent underperformance against the Sensex, particularly with a year-to-date return of -32.34% compared to the Sensex's 5.46%, the company's valuation metrics indicate it is not overvalued and is positioned fairly in the current market landscape.
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