Is Savani Financial overvalued or undervalued?

As of 14 October 2025, the valuation grade for Savani Financial has moved from expensive to very expensive, indicating a significant deterioration in its valuation outlook. The company is currently deemed overvalued. Key ratios include a PE ratio of -5.89, an EV to EBITDA of -4.63, and a ROE of -24.37%.
In comparison to peers, Savani Financial's valuation metrics are starkly unfavorable; for instance, Bajaj Finance has a PE ratio of 36.37, while Life Insurance boasts a more attractive EV to EBITDA of 9.12. The negative returns of Savani Financial, particularly a year-to-date decline of -18.36% compared to the Sensex's gain of 4.98%, further reinforce the notion that the stock is overvalued in its current state.