Is Security National Financial Corp. overvalued or undervalued?

As of 31 March 2025, the valuation grade for Security National Financial Corp. has moved from fair to attractive, indicating a more favorable outlook. The company appears to be undervalued, with a P/E ratio of 11, a price to book value of 0.72, and an EV to sales ratio of 0.64. In comparison, peers such as Willis Lease Finance Corp. have a P/E of 8.73 and Guild Holdings Co. boasts a higher P/E of 17.05, highlighting Security National's competitive positioning within the industry.
Despite recent stock performance showing a year-to-date decline of 21.03% compared to a modest 2.44% gain in the S&P 500, the attractive valuation suggests potential for recovery. The PEG ratio stands at 1.65, which, while higher than some peers, still indicates reasonable growth expectations relative to its price. Overall, Security National Financial Corp. presents an investment opportunity as it is currently undervalued compared to its peers and intrinsic metrics.