Is Shift4 Payments, Inc. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Shift4 Payments, Inc. has moved from attractive to fair, indicating a shift in its perceived value. Based on the current metrics, the company appears to be fairly valued. The P/E ratio stands at 15, while the EV to EBITDA ratio is 15.57, and the PEG ratio is notably low at 0.09, suggesting potential growth relative to its price.
In comparison to its peers, Shift4 Payments has a P/E ratio of 14.0060, which is higher than ADT, Inc. at 10.0151 but lower than Bright Horizons Family Solutions, Inc. at 36.9372. The EV to EBITDA ratio of 12.2044 for Shift4 Payments is also more favorable compared to Bright Horizons, which is at 19.4370. Notably, the company has underperformed against the S&P 500, with a year-to-date return of -28.81% compared to the index's 13.30%, reinforcing the notion that it may be fairly valued in the current market context.