Is Shift4 Payments, Inc. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Shift4 Payments, Inc. has moved from attractive to fair, indicating a shift in perception regarding its market value. Based on the current metrics, the company appears to be fairly valued. Key ratios include a P/E ratio of 15, an EV to EBITDA of 15.57, and a PEG ratio of 0.09, which suggests strong growth potential relative to its price.
In comparison to peers, Shift4 Payments has a P/E ratio of 14.0060, while ADT, Inc. is rated attractive with a P/E of 10.0151, and MAXIMUS, Inc. is also fair with a P/E of 15.6991. Notably, Bright Horizons Family Solutions, Inc. is considered expensive with a P/E of 36.9372. The recent stock performance shows that Shift4 Payments has underperformed against the S&P 500, with a year-to-date return of -28.81% compared to the index's 13.30%, reinforcing the notion that the stock may be facing challenges despite its fair valuation.